Terms & Conditions

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TALENT STREAM CLUB
Effective Date: 05/31/2025.
Last Updated: 06/20/2026.

OPERATED BY:
Online Filarmonica LLC
Washington State, United States
Website: https://talentstream.club
Email: contact@talentstream.club

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1. INTRODUCTION

Talent Stream Club (“Talent Stream”) is a platform, service, and operating brand owned and operated by Online Filarmonica LLC, a Washington State Limited Liability Company.

Throughout these Terms and Conditions, references to “Talent Stream”, “Company”, “we”, “our”, or “us” shall mean Online Filarmonica LLC and its operated platforms, products, services, software, applications, and technologies.

These Terms and Conditions govern access to and use of all Talent Stream products and services, including but not limited to:

• Talent Stream Club
• Livia AI
• AI Landing Builder
• AI Video Generator
• AI Social Publisher
• AI Invitation System
• Educational Services
• Affiliate Program
• Websites
• Mobile Applications
• Future products and services

By accessing or using any Talent Stream service, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.

2. ACCEPTANCE OF TERMS

Your access to and use of the Platform constitutes your agreement to these Terms.

If you do not agree with these Terms, you must immediately discontinue use of the Platform.

The Company reserves the right to modify these Terms at any time.

Updated versions shall become effective upon publication unless otherwise stated.

Continued use of the Platform after publication constitutes acceptance of revised Terms.

3. ELIGIBILITY

To access or use the Platform, you must:

• be at least eighteen (18) years old;
• possess legal capacity to enter into agreements;
• comply with all applicable laws and regulations;
• provide accurate and truthful information.

The Company may refuse service, registration, or participation at its sole discretion where permitted by law.

4. ACCOUNT REGISTRATION

Certain services require creation of an account.

Users agree to:

• provide accurate information;
• maintain current information;
• protect account credentials;
• maintain confidentiality of passwords;
• immediately notify the Company of unauthorized access.

Users are responsible for all activities occurring under their account.

Talent Stream shall not be responsible for losses resulting from unauthorized use of user accounts.

5. MEMBERSHIP TYPES

Talent Stream may offer various levels of participation, including but not limited to:

• Free Membership
• Pro Membership
• Premium Membership
• Promotional Memberships
• Future Membership Categories

Membership benefits, pricing, features, and eligibility requirements may change from time to time.

The Company reserves the right to modify, suspend, replace, or discontinue any membership category at its sole discretion.

Membership fees, subscriptions, and related services are governed by separate policies including the Refund Policy and applicable service descriptions.

6. AI SERVICES

Talent Stream may provide artificial intelligence products and services, including but not limited to:

• Livia AI
• AI Landing Builder
• AI Video Generator
• AI Social Publisher
• AI Invitation System
• AI Automation Services
• Future AI-powered products and services

AI-generated content is provided for informational, educational, business, and productivity purposes only.

Users acknowledge that artificial intelligence systems may generate inaccurate, incomplete, outdated, or unexpected information.

Talent Stream does not guarantee the accuracy, reliability, legality, suitability, or completeness of AI-generated content.

Users are solely responsible for evaluating, verifying, and using any AI-generated content.

Talent Stream does not use user conversations, prompts, uploaded content, or AI interactions to train artificial intelligence models.

Additional terms governing AI-powered services may be provided in separate AI Services Disclaimer documents.

7. AFFILIATE PROGRAM

Talent Stream may offer affiliate, referral, partner, ambassador, or compensation programs.

Participation in such programs is voluntary and subject to:

• these Terms and Conditions;
• the Affiliate Agreement;
• the Compensation Plan;
• the Earnings Disclaimer;
• other applicable Company policies.

The Company makes no guarantee regarding:

• commissions;
• bonuses;
• earnings;
• income levels;
• financial success.

Any income examples, illustrations, calculations, or hypothetical scenarios are presented solely for educational and explanatory purposes.

Actual results vary and depend upon numerous factors, including individual effort, leadership, skill, market conditions, customer acquisition, retention, and compliance with Company policies.

The Company reserves the right to modify, suspend, replace, or terminate any compensation structure, affiliate program, reward program, pool, bonus, or incentive at any time.

8. USER CONDUCT

Users agree to use the Platform responsibly and lawfully.

Users shall not:

• violate applicable laws;
• engage in fraud or deception;
• make false income claims;
• misrepresent Company products or services;
• distribute spam;
• upload malicious software;
• interfere with platform operations;
• infringe intellectual property rights;
• harass, threaten, intimidate, or abuse other users;
• use AI services for unlawful purposes;
• attempt unauthorized access to Company systems.

Talent Stream reserves the right to investigate suspected violations and take appropriate action.

9. INTELLECTUAL PROPERTY

All intellectual property rights associated with the Platform remain the property of Online Filarmonica LLC or its licensors.

Protected materials may include:

• trademarks;
• logos;
• software;
• source code;
• graphics;
• videos;
• educational materials;
• documents;
• platform designs;
• AI technologies;
• databases;
• marketing materials.

Talent Stream Club, Livia AI, Company logos, and related branding elements may not be copied, modified, distributed, reproduced, or used without prior written authorization.

Nothing contained within the Platform grants users ownership rights to Company intellectual property.

10. USER CONTENT

Users may submit, upload, create, publish, or distribute content through the Platform.

Users retain ownership of their original content.

By submitting content, users grant Talent Stream a limited, non-exclusive, worldwide, royalty-free license to:

• store content;
• process content;
• display content;
• distribute content where necessary;
• provide requested services;
• maintain platform functionality.

This license exists solely for the operation of Talent Stream services.

Talent Stream does not claim ownership of user content.

Users represent and warrant that they possess all rights necessary to submit the content and that such content does not violate any law or third-party rights.

Talent Stream reserves the right to remove content that violates Company policies, applicable laws, or the rights of others.

11. PAYMENTS

Certain Talent Stream services may require payment of fees, subscriptions, memberships, upgrades, or other charges.

By purchasing any paid service, the user authorizes Talent Stream and its authorized payment processors to charge the applicable fees.

Users agree to provide accurate and current billing information.

Talent Stream reserves the right to:

• modify pricing;
• introduce new fees;
• discontinue pricing plans;
• offer promotional pricing;
• change subscription structures.

Any pricing changes shall become effective upon publication or upon notice provided to users.

Failure to pay required fees may result in suspension or termination of access to paid services.

12. REFUND POLICY REFERENCE

Refund eligibility is governed exclusively by the official Refund Policy published by Talent Stream.

The Refund Policy is incorporated into these Terms by reference.

Users acknowledge that digital products, AI-powered services, subscriptions, memberships, educational content, and platform access may be subject to limited or non-refundable conditions as described in the Refund Policy.

13. EARNINGS DISCLAIMER REFERENCE

Talent Stream makes no guarantees regarding earnings, commissions, bonuses, profits, or financial success.

Any examples, illustrations, projections, testimonials, case studies, or income scenarios presented by the Company are provided solely for explanatory and educational purposes.

Actual results vary significantly between individuals.

Users acknowledge that participation in any affiliate, referral, partner, or compensation program involves risk and uncertainty.

The official Earnings Disclaimer and Income Disclosure Statement are incorporated into these Terms by reference.

14. AI SERVICES DISCLAIMER REFERENCE

Talent Stream provides AI-powered tools and services designed to assist users with communication, content creation, automation, education, and business productivity.

AI-generated content may contain inaccuracies, omissions, outdated information, or unexpected results.

Users are solely responsible for reviewing and verifying all AI-generated output before relying upon it.

The official AI Services Disclaimer is incorporated into these Terms by reference.

15. SUSPENSION AND TERMINATION

Talent Stream reserves the right to suspend, restrict, disable, or terminate user accounts at its sole discretion where permitted by law.

Grounds for suspension or termination may include:

• violation of these Terms;
• violation of Company policies;
• fraudulent activity;
• deceptive marketing;
• false income claims;
• creation of multiple unauthorized accounts;
• spam activity;
• abuse of AI services;
• infringement of intellectual property rights;
• unlawful conduct;
• actions harmful to the Company, its users, or affiliates.

The Company may investigate suspected violations and take appropriate action, including account suspension, commission withholding, content removal, or permanent account termination.

Termination of an account does not automatically eliminate obligations owed by either party that arose prior to termination.

Sections intended by their nature to survive termination shall remain in effect following termination.

16. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Talent Stream, Online Filarmonica LLC, its officers, directors, managers, employees, contractors, affiliates, licensors, service providers, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:

• use of the Platform;
• inability to use the Platform;
• AI-generated content;
• affiliate program participation;
• loss of business opportunities;
• loss of profits;
• loss of data;
• service interruptions;
• unauthorized access.

The Company’s total aggregate liability arising out of or related to the Platform, products, services, or these Terms shall not exceed the total amount paid by the user to Talent Stream during the twelve (12) months immediately preceding the event giving rise to the claim.

17. INDEMNIFICATION

Users agree to defend, indemnify, and hold harmless Online Filarmonica LLC, Talent Stream Club, its affiliates, officers, employees, contractors, licensors, and service providers from and against any claims, damages, liabilities, costs, losses, expenses, and reasonable attorney fees arising from:

• violation of these Terms;
• violation of applicable laws;
• infringement of third-party rights;
• misuse of the Platform;
• user content;
• affiliate marketing activities;
• unauthorized use of Company intellectual property.

18. DISPUTE RESOLUTION

The Company and the user agree to attempt in good faith to resolve any dispute, controversy, or claim arising out of or relating to these Terms through informal negotiations before initiating formal legal proceedings.

Users agree to contact the Company and provide reasonable opportunity to resolve disputes prior to filing any legal action.

19. ARBITRATION

To the extent permitted by applicable law, disputes that cannot be resolved through informal negotiations shall be resolved by binding arbitration.

Arbitration shall be conducted in the State of Washington, United States.

Each party shall bear its own legal costs unless otherwise determined by the arbitrator or required by applicable law.

Nothing in this section prevents either party from seeking temporary injunctive relief, intellectual property protection, or other remedies specifically permitted by law.

20. GOVERNING LAW

These Terms and all disputes arising out of or relating to the Platform shall be governed by and construed in accordance with the laws of the State of Washington, United States, without regard to conflict-of-law principles.

21. CHANGES TO TERMS

Talent Stream reserves the right to modify, amend, update, replace, or revise these Terms at any time.

Updated versions shall become effective upon publication unless otherwise specified.

Continued use of the Platform following publication of revised Terms constitutes acceptance of the revised Terms.

Users are encouraged to review these Terms periodically.

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ENTIRE AGREEMENT
These Terms and Conditions, together with the Privacy Policy, Cookie Policy, Affiliate Agreement, Compensation Plan Disclaimer, Earnings Disclaimer, Income Disclosure Statement, Refund Policy, AI Services Disclaimer, and any additional Company policies incorporated by reference, constitute the entire agreement between the user and Online Filarmonica LLC regarding use of the Platform.

Privacy Policy

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1. INTRODUCTION

Talent Stream Club (“Talent Stream”, “Company”, “we”, “our”, or “us”), operated by Online Filarmonica LLC, respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, process, store, disclose, transfer, and protect information obtained through:

• Talent Stream Club websites
• Livia AI Assistant
• AI Landing Builder
• AI Video Generator
• AI Communication Systems
• Affiliate Program
• Educational Services
• Mobile Applications
• Business Automation Tools
• Any related products and services

By accessing or using any Talent Stream service, you acknowledge that you have read and understood this Privacy Policy.

Data Controller:
Online Filarmonica LLC
Operating as Talent Stream Club
Washington State, United States

2. DEFINITIONS

Personal Information
Information that identifies, relates to, describes, or can reasonably be associated with an individual.

User
Any person who accesses, browses, registers, subscribes to, purchases, or uses Talent Stream services.

AI Services
Any artificial intelligence products, assistants, tools, automations, generators, or systems made available through Talent Stream.

Affiliate
A participant in the Talent Stream Affiliate Program.

Platform
All websites, applications, software, products, services, and systems operated by Talent Stream.

3. INFORMATION WE COLLECT

We may collect the following categories of information.

3.1 Account Information

• Full name
• Username
• Email address
• Password (encrypted)
• Country
• Language preferences
• Time zone
• Account settings

3.2 Contact Information

• Email address
• Phone number (if provided)
• Mailing address (if provided)

3.3 Payment Information

Payments are processed through third-party payment processors. Talent Stream does not store complete payment card information on Company servers.

Payment processors may collect:

• Billing information
• Payment method information
• Transaction records
• Payment confirmations

3.4 Affiliate Information

• Sponsor information
• Referral relationships
• Commission records
• Affiliate activity
• Performance statistics

3.5 Technical Information

• IP address
• Device information
• Browser type
• Operating system
• Referring URLs
• Usage statistics
• Login records
• Session information

4. AI SERVICES DATA COLLECTION

Users may interact with AI-powered services provided through the Platform. Talent Stream may process:

• User prompts
• User instructions
• Uploaded content
• Generated outputs
• AI interaction logs

5. HOW WE USE INFORMATION

Information may be used to:

• provide services
• create accounts
• authenticate users
• process payments
• administer memberships
• administer affiliate programs
• improve platform performance
• provide customer support
• prevent fraud
• detect abuse
• maintain security
• comply with legal obligations

6. LEGAL BASIS FOR PROCESSING

Where required by applicable law, Talent Stream processes personal information based upon:

• user consent;
• contractual necessity;
• legal obligations;
• legitimate business interests.

Where consent is required, users may withdraw consent at any time, subject to legal or contractual limitations.

7. COOKIES AND TRACKING TECHNOLOGIES

Talent Stream uses cookies and similar technologies to:

• maintain user sessions;
• remember preferences;
• authenticate users;
• improve user experience;
• measure platform performance.

Additional details regarding cookies and tracking technologies are provided in the Cookie Policy. Users may control cookie settings through their browser preferences where applicable.

8. MARKETING COMMUNICATIONS

Talent Stream may send:

• account notifications;
• system announcements;
• product updates;
• educational materials;
• promotional communications;
• service-related notifications.

Users may unsubscribe from promotional communications at any time. Certain operational or account-related communications may continue where necessary for administration, security, or legal compliance.

9. INFORMATION SHARING

Talent Stream does not sell personal information. We may disclose information:

• to service providers;
• to payment processors;
• to hosting providers;
• to customer support providers;
• to legal authorities when required by law;
• during mergers, acquisitions, or business transfers;
• with user consent.

Information is shared only to the extent reasonably necessary to provide services or comply with legal obligations.

10. THIRD-PARTY SERVICE PROVIDERS

Talent Stream may engage third-party providers for:

• payment processing;
• cloud hosting;
• customer support;
• analytics;
• security services;
• email delivery;
• communication tools.

These providers are authorized to process information only as necessary to provide services on behalf of Talent Stream. Talent Stream does not authorize third-party providers to use personal information for unrelated purposes.

11. INTERNATIONAL DATA TRANSFERS

Talent Stream operates from the United States. Information may be transferred to and processed in jurisdictions outside the user’s country of residence. By using the Platform, users acknowledge and consent to such transfers where permitted by applicable law. Talent Stream will take reasonable measures to protect information transferred internationally.

12. DATA RETENTION

Information is retained only as long as reasonably necessary for:

• service delivery;
• legal compliance;
• dispute resolution;
• fraud prevention;
• security purposes;
• enforcement of agreements.

Certain information may be retained after account closure where required by law, regulation, legal process, or legitimate business necessity. When information is no longer required, Talent Stream will take reasonable steps to delete, anonymize, or securely dispose of such information.

13. SECURITY

Talent Stream implements commercially reasonable administrative, technical, and organizational safeguards designed to protect personal information against:

• unauthorized access;
• unauthorized disclosure;
• misuse;
• alteration;
• destruction;
• accidental loss.

Despite these measures, no internet transmission, cloud storage system, database, or electronic communication system can be guaranteed to be completely secure. In the event of a data breach, Talent Stream may notify affected users and applicable authorities as required by applicable law.

14. USER RIGHTS

Depending upon applicable law, users may request:

• access to personal information;
• correction of inaccurate information;
• deletion of personal information;
• restriction of processing;
• portability of information;
• withdrawal of consent where applicable.

Users may also request account deletion by contacting: contact@talentstream.club. Talent Stream may request identity verification before fulfilling certain requests.

15. GDPR RIGHTS

Users located within the European Economic Area (EEA), United Kingdom, or other jurisdictions providing similar privacy rights may have additional rights under applicable data protection laws, including:

• right of access;
• right of rectification;
• right of erasure;
• right to restrict processing;
• right to data portability;
• right to object;
• right to lodge a complaint with a supervisory authority.

Talent Stream will process requests in accordance with applicable law.

16. CALIFORNIA PRIVACY RIGHTS

California residents may have rights under the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), and other applicable laws. Talent Stream does not sell personal information. Eligible California residents may request:

• disclosure of collected information;
• correction of personal information;
• deletion of personal information;
• information regarding categories of collected data.

Talent Stream will respond to qualifying requests in accordance with applicable law.

17. CHILDREN’S PRIVACY

Talent Stream services are intended exclusively for individuals eighteen (18) years of age or older. Talent Stream does not knowingly collect personal information from children. If Talent Stream becomes aware that personal information has been collected from a minor in violation of applicable law, reasonable efforts will be made to delete such information.

18. USER CONTENT OWNERSHIP

Users retain ownership of content they upload, submit, create, or generate through the Platform. By uploading or submitting content, users grant Talent Stream a limited, non-exclusive, worldwide license necessary to:

• store content;
• process content;
• display content;
• transmit content;
• provide requested services;
• maintain platform functionality.

This license exists solely for the operation of Talent Stream services. Talent Stream does not claim ownership of user content.

19. BUSINESS TRANSFERS

In the event of a merger, acquisition, reorganization, restructuring, sale of assets, financing transaction, or business transfer, personal information may be transferred as part of the transaction, subject to applicable law. Talent Stream will take reasonable steps to ensure continued protection of transferred information.

20. CHANGES TO THIS POLICY

Talent Stream reserves the right to modify, amend, replace, or update this Privacy Policy at any time. Updated versions shall become effective upon publication unless otherwise specified. Continued use of the Platform after publication of revised versions constitutes acceptance of the revised Policy. Users are encouraged to review this Privacy Policy periodically.

Cookie Policy

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1. INTRODUCTION

This Cookie Policy explains how Talent Stream Club (“Talent Stream”), operated by Online Filarmonica LLC, uses cookies and similar tracking technologies when users access the Platform.

This Cookie Policy should be read together with the Privacy Policy and Terms & Conditions.

By using the Platform, users acknowledge and agree to the use of cookies and similar technologies as described in this Policy, subject to applicable law and user preferences.

2. WHAT ARE COOKIES

Cookies are small text files stored on a user’s device when visiting a website.

Cookies help websites:

• recognize returning users;
• remember preferences;
• maintain secure sessions;
• improve website functionality;
• enhance user experience;
• measure performance.

Cookies may be:

• Session Cookies (deleted when the browser closes);
• Persistent Cookies (remain on the device until expiration or deletion).

3. TYPES OF COOKIES WE USE

Talent Stream may use the following categories of cookies:

• Essential Cookies;
• Security Cookies;
• Functional Cookies;
• Performance Cookies;
• Analytics Cookies;
• Affiliate Tracking Cookies;
• Third-Party Cookies.

Not all cookie categories may be active at all times.

4. ESSENTIAL COOKIES

Essential Cookies are necessary for the operation of the Platform.

These cookies may be used to:

• authenticate users;
• maintain login sessions;
• provide secure account access;
• process platform functionality;
• prevent fraud;
• protect user accounts;
• maintain system security.

Because these cookies are required for operation of the Platform, disabling them may affect functionality and access to services.

5. PERFORMANCE AND ANALYTICS COOKIES

Performance and Analytics Cookies help Talent Stream understand how users interact with the Platform.

These cookies may collect information regarding:

• page visits;
• navigation patterns;
• feature usage;
• session duration;
• device performance;
• system errors;
• website traffic.

Information collected through analytics tools is generally aggregated and used to:

• improve platform performance;
• improve user experience;
• enhance functionality;
• identify technical issues;
• optimize services.

Talent Stream does not use analytics cookies to identify users personally unless required for security, fraud prevention, or legal compliance.

6. FUNCTIONAL COOKIES

Functional Cookies help Talent Stream remember user preferences and improve the user experience.

These cookies may be used to remember:

• language preferences;
• regional settings;
• display preferences;
• user interface settings;
• previously selected options;
• account personalization features.

Functional Cookies are not strictly necessary for operation of the Platform but may improve usability and convenience.

7. AFFILIATE TRACKING COOKIES

Talent Stream may use Affiliate Tracking Cookies to:

• identify referral relationships;
• track affiliate activity;
• assign commissions;
• verify referral sources;
• prevent fraudulent commission claims.

Affiliate Tracking Cookies help ensure accurate operation of the Affiliate Program and Compensation Plan.

Disabling Affiliate Tracking Cookies may affect the Company’s ability to properly track referrals and commissions.

8. THIRD-PARTY COOKIES

Certain services available through the Platform may use Third-Party Cookies.

These may include providers offering:

• payment processing;
• analytics services;
• cloud hosting;
• communication tools;
• customer support systems;
• security monitoring services.

Talent Stream does not control the cookie policies of third-party providers.

Users should review the privacy and cookie policies of any third-party services they interact with.

9. MANAGING COOKIE PREFERENCES

Most web browsers allow users to:

• view stored cookies;
• delete cookies;
• block cookies;
• restrict certain categories of cookies;
• configure cookie notifications.

Users may manage cookie preferences through browser settings.

Please note that disabling certain cookies may affect Platform functionality and user experience.

10. DO NOT TRACK SIGNALS

Some web browsers offer a “Do Not Track” (“DNT”) setting.

Because there is currently no universally accepted standard for responding to DNT signals, Talent Stream may not respond to browser-based Do Not Track requests.

Users may instead manage cookie preferences through browser settings and available platform controls.

11. CHANGES TO THIS COOKIE POLICY

Talent Stream reserves the right to modify, amend, replace, or update this Cookie Policy at any time.

Updated versions shall become effective upon publication unless otherwise specified.

Continued use of the Platform following publication of revised versions constitutes acceptance of the revised Cookie Policy.

Users are encouraged to review this Policy periodically.

DMCA Policy

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1. INTRODUCTION

Talent Stream Club (“Talent Stream”), operated by Online Filarmonica LLC, respects the intellectual property rights of others and expects users of the Platform to do the same.

This Digital Millennium Copyright Act (“DMCA”) Policy explains the procedures for reporting alleged copyright infringement and responding to such claims in accordance with applicable United States copyright laws, including the Digital Millennium Copyright Act (17 U.S.C. §512).

This Policy applies to all content available through the Platform, including:

• user-generated content;
• uploaded materials;
• educational content;
• AI-generated content;
• images;
• videos;
• audio files;
• documents;
• marketing materials;
• other content published through Talent Stream services.

2. COPYRIGHT POLICY

Talent Stream prohibits users from uploading, posting, distributing, transmitting, or otherwise making available content that infringes the copyrights or other intellectual property rights of third parties.

Users are solely responsible for ensuring that they possess all necessary rights, licenses, permissions, or authorizations required to publish content through the Platform.

Talent Stream reserves the right to remove, disable access to, restrict, suspend, or terminate content or accounts believed to violate copyright laws or this Policy.

3. FILING A DMCA NOTICE

If you are a copyright owner, or authorized to act on behalf of a copyright owner, and believe that content available through the Platform infringes your copyright, you may submit a written DMCA Notice to Talent Stream’s designated copyright contact.

A valid DMCA Notice should be submitted to:

Email: contact@talentstream.club
Subject Line: DMCA Copyright Notice

Talent Stream will review notices that substantially comply with applicable legal requirements.

4. REQUIRED INFORMATION FOR A DMCA NOTICE

To submit a valid DMCA Notice, please provide the following information:

• identification of the copyrighted work claimed to have been infringed;
• identification of the allegedly infringing content sufficient to locate the material;
• the URL, page location, account, or other information allowing identification of the material;
• your full legal name;
• mailing address;
• telephone number;
• email address;
• a statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or applicable law;
• a statement that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner;
• your physical or electronic signature.

Talent Stream may request additional information where necessary to evaluate a claim.

5. COUNTER-NOTIFICATION PROCEDURE

If you believe that content removed or disabled by Talent Stream was removed as a result of mistake, misidentification, or error, you may submit a Counter-Notification.

A Counter-Notification should include:

• identification of the removed content;
• identification of the location where the content appeared before removal;
• your full legal name;
• mailing address;
• telephone number;
• email address;
• a statement under penalty of perjury that you have a good faith belief the content was removed due to mistake or misidentification;
• a statement consenting to the jurisdiction of the appropriate courts as required under applicable law;
• your physical or electronic signature.

Counter-Notifications should be submitted to:

Email: contact@talentstream.club
Subject Line: DMCA Counter-Notification

Upon receipt of a valid Counter-Notification, Talent Stream may forward the Counter-Notification to the original complainant and process the request in accordance with applicable law.

6. REPEAT INFRINGERS POLICY

Talent Stream maintains a policy for addressing repeat copyright infringement.

Where appropriate, the Company may:

• remove infringing content;
• suspend accounts;
• restrict platform access;
• terminate user accounts;
• permanently prohibit future registration.

Talent Stream reserves the right to determine, in its reasonable discretion, whether a user qualifies as a repeat infringer.

Repeated violations of copyright laws, intellectual property rights, or this Policy may result in permanent removal from the Platform.

7. FALSE CLAIMS WARNING

Submitting knowingly false or misleading copyright claims may result in legal liability.

Any person who knowingly misrepresents:

• that material is infringing;
• that material was removed in error;
• ownership of copyrighted content;
• authority to act on behalf of a copyright owner;

may be subject to liability under applicable law.

Talent Stream reserves the right to pursue remedies available under law against individuals or entities submitting fraudulent or abusive copyright claims.

8. CONTENT REVIEW AND PLATFORM RIGHTS

Talent Stream reserves the right to:

• remove allegedly infringing content;
• disable access to disputed content;
• suspend content pending investigation;
• request additional documentation;
• reject incomplete notices;
• preserve records related to copyright disputes.

Talent Stream may temporarily remove content while evaluating a claim and is under no obligation to restore content unless legally required.

Nothing in this Policy obligates Talent Stream to independently verify ownership claims beyond procedures required by applicable law.

9. AI-GENERATED CONTENT

Users acknowledge that AI-generated content may raise unique copyright and intellectual property considerations.

Users are solely responsible for ensuring that any content generated, uploaded, modified, distributed, or published through AI-powered services complies with applicable intellectual property laws.

Talent Stream does not guarantee that AI-generated content is free from third-party intellectual property claims.

Report Abuse Policy

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1. INTRODUCTION

Talent Stream Club (“Talent Stream”), operated by Online Filarmonica LLC, is committed to maintaining a safe, professional, respectful, and lawful environment for all users. This Report Abuse Policy explains how users may report abuse, misconduct, violations of Company policies, unlawful activities, or inappropriate behavior occurring through the Platform.

This Policy applies to all Talent Stream products and services, including:

• Talent Stream Club;
• Livia AI;
• Affiliate Program;
• Educational Services;
• Community Features;
• User Content;
• AI Services;
• Communication Systems;
• Websites and Mobile Applications.

2. REPORTING ABUSE

Users who believe that another user, account, content item, or activity violates Company policies or applicable law are encouraged to report such activity.

Reports may be submitted to:

Email: contact@talentstream.club
Subject Line: Abuse Report

Reports should be submitted in good faith and contain accurate information. Submission of a report does not guarantee that enforcement action will be taken.

3. TYPES OF ABUSE COVERED

Reports may include, but are not limited to:

• fraud;
• deceptive business practices;
• false income claims;
• spam or unsolicited communications;
• harassment;
• bullying;
• threats;
• impersonation;
• fake accounts;
• copyright violations;
• trademark violations;
• unlawful activities;
• unauthorized account access;
• misuse of AI services;
• malicious software distribution;
• publication of confidential information;
• hate speech prohibited by applicable law;
• content violating Company policies.

Talent Stream reserves the right to investigate any conduct that may negatively affect users, affiliates, customers, the Platform, or the Company’s reputation.

4. INFORMATION REQUIRED IN REPORTS

To assist with investigation, users should provide where possible:

• name of the reported user or account;
• description of the incident;
• date and time of occurrence;
• relevant URLs or page locations;
• screenshots or supporting evidence;
• copies of communications;
• any additional information reasonably related to the report.

Incomplete reports may limit the Company’s ability to investigate. Talent Stream may request additional information where necessary.

5. INVESTIGATION PROCESS

Upon receipt of an Abuse Report, Talent Stream may review the information provided and determine whether further investigation is warranted.

The Company may:

• review account activity;
• review submitted content;
• review communications associated with the report;
• request additional information;
• temporarily restrict certain platform functions;
• preserve records relevant to the investigation.

Talent Stream reserves the right to determine the scope, method, and duration of any investigation. The Company is not obligated to disclose investigation procedures, evidence reviewed, findings, or internal decisions.

6. ENFORCEMENT ACTIONS

If Talent Stream determines that a violation has occurred, the Company may take one or more actions, including:

• issuing a warning;
• removing content;
• restricting platform features;
• suspending account privileges;
• withholding commissions pending investigation;
• reversing improperly obtained benefits;
• terminating affiliate participation;
• permanently disabling accounts;
• reporting unlawful conduct to appropriate authorities.

The severity of enforcement actions may depend upon the nature, frequency, and seriousness of the violation.

7. FALSE REPORTS

Talent Stream encourages good-faith reporting. Knowingly submitting false, misleading, malicious, or fraudulent reports is prohibited.

Users who repeatedly submit abusive or knowingly false reports may be subject to:

• warnings;
• suspension of reporting privileges;
• account restrictions;
• account termination.

Talent Stream reserves the right to take appropriate action against individuals who misuse the reporting process to harass, intimidate, interfere with competitors, damage affiliates, or disrupt Platform operations.

8. AFFILIATE PROGRAM AND AI SERVICES ABUSE

Talent Stream may investigate reports involving:

• false income representations;
• commission manipulation;
• unauthorized solicitation;
• affiliate fraud;
• creation of multiple accounts;
• artificial traffic generation;
• misuse of referral systems;
• abuse of AI-generated content;
• use of AI services for unlawful purposes;
• attempts to circumvent Company policies.

Violations involving Affiliate Programs or AI Services may result in immediate suspension pending investigation.

9. CONFIDENTIALITY OF INVESTIGATIONS

To protect users, evidence, and Platform integrity, Talent Stream generally does not disclose:

• investigation details;
• evidence reviewed;
• internal findings;
• disciplinary actions affecting other users.

The Company reserves the right to determine what information, if any, will be disclosed regarding enforcement actions.

Acceptable Use Policy

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---

1. INTRODUCTION

This Acceptable Use Policy (“AUP”) establishes the rules governing access to and use of Talent Stream Club (“Talent Stream”), operated by Online Filarmonica LLC.

The purpose of this Policy is to protect users, affiliates, customers, partners, Company assets, and Platform integrity while promoting lawful, ethical, and responsible use of Talent Stream services.

This Policy applies to all Platform users, including:

• Members;
• Affiliates;
• Customers;
• Visitors;
• Content Creators;
• AI Service Users;
• Community Participants.

2. PERMITTED USE

Users may use the Platform solely for lawful purposes and in accordance with:

• these Terms and Conditions;
• this Acceptable Use Policy;
• applicable laws and regulations;
• Company policies.

Permitted activities may include:

• accessing educational materials;
• using AI-powered tools;
• creating content;
• operating approved affiliate activities;
• promoting Company products and services;
• communicating with other users;
• participating in Company programs and services.

All use must be conducted honestly, professionally, and in good faith.

3. PROHIBITED ACTIVITIES

Users may not engage in any activity that:

• violates applicable law;
• infringes intellectual property rights;
• promotes fraud or deception;
• facilitates money laundering;
• distributes malware or malicious software;
• attempts unauthorized access to systems or accounts;
• interferes with Platform operations;
• impersonates another person or entity;
• submits false information;
• circumvents security controls;
• manipulates commissions, rewards, rankings, or incentives;
• abuses referral systems;
• creates unauthorized duplicate accounts;
• conducts phishing activities;
• distributes spam or unsolicited communications;
• promotes illegal products or services.

Users may not use the Platform to engage in activities that expose the Company to regulatory, financial, legal, reputational, or security risks.

4. USER RESPONSIBILITIES

Users are responsible for:

• maintaining account security;
• protecting login credentials;
• ensuring accuracy of submitted information;
• complying with Company policies;
• monitoring activity conducted through their accounts;
• reporting security concerns;
• respecting the rights of others.

Users are solely responsible for content they upload, publish, distribute, generate, or share through the Platform.

Talent Stream reserves the right to investigate activity that may violate this Policy.

5. AI SERVICES USAGE RULES

Talent Stream provides AI-powered services intended for lawful, ethical, educational, business, communication, and productivity purposes.

Users may not use AI services to:

• violate applicable laws;
• engage in fraud or deception;
• generate unlawful content;
• infringes intellectual property rights;
• create malware or malicious software;
• impersonate individuals without authorization;
• distribute false or misleading information intended to cause harm;
• harass, threaten, intimidate, or abuse others;
• engage in unlawful surveillance activities;
• circumvent Platform security controls.

Users are solely responsible for reviewing and verifying AI-generated content before publication, distribution, or reliance upon such content.

Talent Stream does not guarantee the accuracy, completeness, legality, or suitability of AI-generated outputs.

6. AFFILIATE PROGRAM RULES

Participants in the Affiliate Program must conduct all promotional activities honestly, ethically, and in compliance with Company policies.

Affiliates may not:

• make false or misleading income claims;
• guarantee earnings or financial success;
• misrepresent Company products or services;
• manipulate referral systems;
• create unauthorized multiple accounts;
• engage in commission fraud;
• submit fraudulent registrations;
• use deceptive marketing practices;
• interfere with the activities of other affiliates;
• engage in spam-based promotion.

Affiliates are responsible for ensuring that all statements made regarding Talent Stream are accurate, lawful, and consistent with official Company materials.

7. ENFORCEMENT AND VIOLATIONS

Talent Stream reserves the right to investigate suspected violations of this Policy.

Where a violation is identified, the Company may take one or more actions including:

• issuing warnings;
• removing content;
• restricting account features;
• suspending services;
• withholding commissions pending investigation;
• reversing improperly obtained benefits;
• terminating affiliate participation;
• terminating user accounts;
• reporting unlawful activity to appropriate authorities.

The Company may determine enforcement measures based upon the severity, frequency, and nature of the violation. Repeated violations may result in permanent removal from the Platform.

License

Annual Report

BUSINESS INFORMATION

---

Business Name:
ONLINE FILARMONICA LLC

UBI Number:
604 456 098

Business Type:
WA LIMITED LIABILITY COMPANY

Business Status:
ACTIVE

Principal Office Street Address:
10402 10TH AVE E, TACOMA, WA, 98445-3110, UNITED STATES

Principal Office Mailing Address:
10402 10TH AVE E, TACOMA, WA, 98445-3110, UNITED STATES

Expiration Date:
05/31/2027

Jurisdiction:
UNITED STATES, WASHINGTON

Formation/Registration Date:
05/14/2019

Period of Duration:
PERPETUAL

Inactive Date:

Nature of Business:
OTHER SERVICES, ADMINISTRATION & BUSINESS SUPPORT SERVICES, AI-POWERED DIGITAL BUSINESS ECOSYSTEM.

REGISTERED AGENT RCW 23.95.410

---

PRINCIPAL OFFICE

---

Phone:
253-310-6506

Email:
RAILEANSZ@GMAIL.COM

Street Address:
10402 10TH AVE E, TACOMA, WA, 98445-3110, USA

Mailing Address:
10402 10TH AVE E, TACOMA, WA, 98445-3110, USA

GOVERNORS

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NATURE OF BUSINESS

---

• OTHER SERVICES
• ADMINISTRATION & BUSINESS SUPPORT SERVICES
• AI-POWERED DIGITAL BUSINESS ECOSYSTEM.

EFFECTIVE DATE

---

Effective Date:
06/12/2026

CONTROLLING INTEREST

---

State law requires the following information to be collected for the Department of Revenue. Answer the Real Estate Excise Tax (REET) questions accordingly.

All answers are initially defaulted to "No". Review for accuracy and change the answers to "Yes" if applicable.

• If the answers to questions 1 and 2a are "Yes" you must report a Controlling Interest Transfer to Department of Revenue per RCW 82.45.220
• Indicate by checking "Yes" or "No" to question 3 if the documentation has been filed with the Department of Revenue.

For more information about Controlling Interest, contact Department of Revenue by visiting www.dor.wa.gov/REET

• Does this entity own (hold title) real property in Washington, such as land or buildings, including leasehold improvements?
  - NO
• In the past 12 months, has there been a transfer of at least 16-2/3 percent of the ownership, stock, or other financial interest in the entity?
  - NO
  • If "Yes", in the past 36 months, has there been a transfer of controlling interest (50 percent or greater) of the ownership, stock, or other financial interest in the entity?
    NO
• If you answered "Yes" to question 2a, has a controlling interest transfer return been filed with the Department of Revenue?
  - NO

You must submit a Controlling Interest Transfer Return form if you answered “yes” to questions 1 and 2a.

RETURN ADDRESS FOR THIS FILING

---

Attention:
SERGHEI RAILEAN

Email:
RAILEANSZ@GMAIL.COM

Address:
10402 10TH AVE E, TACOMA, WA, 98445-3110, USA

UPLOAD ADDITIONAL DOCUMENTS

---

Do you have additional documents to upload? - No

EMAIL OPT-IN

---

By checking this box, I hereby opt into receiving all notifications from the Secretary of State for this entity via email only. I acknowledge that I will no longer receive paper notifications.

AUTHORIZED PERSON

---

I am an authorized person.

Person Type:
ENTITY

First Name:
SERGHEI

Last Name:
RAILEAN

Entity Name:
ONLINE FILARMONICA

This document is hereby executed under penalty of law and is to the best of my knowledge, true and correct.

---

Affiliate Agreement

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1. INTRODUCTION

This Affiliate Agreement (“Agreement”) governs participation in the Talent Stream Affiliate Program. The Affiliate Program is operated by Online Filarmonica LLC under the Talent Stream Club brand.

By registering as an Affiliate, participating in the Compensation Plan, referring users, receiving commissions, or otherwise participating in the Affiliate Program, you agree to be bound by:

• this Affiliate Agreement;
• Terms & Conditions;
• Privacy Policy;
• Acceptable Use Policy;
• Earnings Disclaimer;
• Income Disclosure Statement;
• Compensation Plan Disclaimer;
• all other applicable Company policies.

2. AFFILIATE ELIGIBILITY

To participate in the Affiliate Program, an individual must:

• be at least eighteen (18) years old;
• possess legal capacity to enter into contracts;
• provide accurate registration information;
• comply with applicable laws;
• maintain an active account in good standing.

The Company reserves the right to approve, reject, suspend, or terminate Affiliate applications at its sole discretion where permitted by law.

Participation in the Affiliate Program is a privilege and not a guaranteed right.

3. ENROLLMENT AND ACCEPTANCE

Enrollment into the Affiliate Program becomes effective only after:

• successful account registration;
• acceptance of Company policies;
• completion of any required verification procedures;
• approval by the Company where applicable.

The Company reserves the right to reject applications containing inaccurate, incomplete, misleading, fraudulent, or unverifiable information.

4. INDEPENDENT CONTRACTOR STATUS

Affiliates are independent contractors. Nothing contained in this Agreement shall be interpreted as creating:

• employment;
• partnership;
• joint venture;
• agency relationship;
• franchise relationship;
• fiduciary relationship.

Affiliates are solely responsible for:

• taxes;
• licenses;
• permits;
• registrations;
• reporting obligations;
• compliance with applicable laws.

Affiliates have no authority to bind, obligate, or represent the Company except as expressly authorized in writing.

5. AFFILIATE RESPONSIBILITIES

Affiliates agree to:

• conduct business honestly and professionally;
• comply with Company policies;
• accurarily represent Company products and services;
• use approved marketing materials where required;
• maintain accurate account information;
• avoid misleading statements;
• respect intellectual property rights;
• comply with all applicable advertising laws.

Affiliates are responsible for their own marketing activities and communications.

Affiliates shall not engage in conduct that may harm the reputation, goodwill, users, partners, or business interests of Talent Stream or Online Filarmonica LLC.

6. MARKETING RULES

Affiliates may promote Talent Stream products and services only in a lawful, ethical, and professional manner.

Affiliates shall:

• provide accurate information;
• use truthful representations;
• comply with advertising laws;
• respect intellectual property rights;
• avoid deceptive marketing practices;
• comply with Company branding guidelines.

Affiliates may not:

• misrepresent products or services;
• impersonate Company representatives;
• create unauthorized websites claiming official status;
• use misleading advertisements;
• engage in spam-based marketing;
• purchase or use fraudulent traffic;
• make unauthorized medical, legal, financial, or income claims.

The Company reserves the right to require modification or removal of marketing materials that violate Company policies.

7. INCOME CLAIMS RESTRICTIONS

Affiliates may not make statements that directly or indirectly guarantee:

• income;
• profits;
• financial success;
• specific commission levels;
• business results.

Affiliates may not represent that participation in Talent Stream will result in guaranteed earnings, financial freedom, wealth, passive income, or lifestyle outcomes.

Any discussion of commissions, bonuses, earnings, or financial opportunities must remain consistent with:

• the Earnings Disclaimer;
• the Income Disclosure Statement;
• official Company materials.

Hypothetical examples, illustrations, and educational scenarios may only be presented as examples and may not be represented as typical or guaranteed results.

8. COMPENSATION AND COMMISSIONS

Affiliate commissions, bonuses, incentives, pools, and rewards are governed by the official Compensation Plan.

The Compensation Plan may be modified, amended, suspended, replaced, or discontinued by the Company at any time.

Commissions are earned only when all applicable conditions established by the Company have been satisfied.

The Company reserves the right to:

• verify eligibility for commissions;
• investigate suspicious activity;
• delay payments pending review;
• withhold commissions obtained improperly;
• reverse commissions generated through fraud, abuse, error, or policy violations.

Nothing in this Agreement guarantees the availability of commissions, bonuses, rewards, incentives, or future compensation opportunities.

9. COMPLIANCE REQUIREMENTS

Affiliates agree to comply with:

• this Agreement;
• Terms & Conditions;
• Acceptable Use Policy;
• Privacy Policy;
• Compensation Plan Disclaimer;
• Earnings Disclaimer;
• Income Disclosure Statement;
• applicable laws and regulations.

Affiliates are responsible for ensuring that their activities comply with consumer protection, advertising, privacy, anti-spam, intellectual property, and other applicable laws.

Failure to comply with Company policies or applicable law may result in disciplinary action, suspension, commission forfeiture, or termination of Affiliate status.

10. SUSPENSION AND TERMINATION

Talent Stream reserves the right to suspend, restrict, or terminate Affiliate participation at any time where permitted by applicable law.

Grounds for suspension or termination may include:

• violation of this Agreement;
• violation of Company policies;
• false income claims;
• deceptive marketing practices;
• creation of unauthorized multiple accounts;
• commission manipulation;
• fraudulent activity;
• spam-based promotion;
• abuse of AI services;
• unlawful conduct;
• actions harmful to the Company, its affiliates, users, reputation, or business interests.

The Company may withhold commissions during investigations involving suspected violations.

Termination of Affiliate status may result in loss of future commissions, bonuses, incentives, pool participation, and other Affiliate benefits as permitted by applicable law.

11. NON-CIRCUMVENTION

Affiliates agree not to intentionally interfere with the Affiliate relationships established through the Talent Stream Platform.

Affiliates may not:

• knowingly solicit affiliates from another organization for competing opportunities;
• intentionally manipulate referral relationships;
• attempt to bypass Company systems for compensation purposes;
• interfere with commission tracking mechanisms;
• engage in activities designed to improperly redirect Affiliate relationships.

Nothing in this section shall restrict lawful competition or lawful business activity where prohibited by applicable law.

12. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Online Filarmonica LLC, Talent Stream Club, its officers, managers, employees, contractors, affiliates, licensors, and service providers shall not be liable for:

• indirect damages;
• incidental damages;
• consequential damages;
• loss of profits;
• loss of business opportunities;
• loss of commissions;
• loss of anticipated earnings;
• reputational harm;
• business interruption.

Participation in the Affiliate Program is voluntary and undertaken at the Affiliate’s own risk.

The Company’s aggregate liability arising out of or related to the Affiliate Program shall not exceed the amount of commissions paid to the Affiliate during the twelve (12) months immediately preceding the event giving rise to the claim.

13. GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the State of Washington, United States, without regard to conflict-of-law principles.

Any dispute arising from or relating to this Agreement shall be resolved in accordance with the dispute resolution provisions contained within the Company’s Terms and Conditions.

Earnings Disclaimer

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Income Disclosure Statement

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1. Introduction

This Income Disclosure Statement (“IDS”) is provided to help current and prospective Affiliates, Members, and users understand the nature of earnings associated with participation in Talent Stream Club.

Talent Stream Club is operated by Online Filarmonica LLC. This document should be read together with:

• Affiliate Agreement;
• Compensation Plan Disclaimer;
• Earnings Disclaimer;
• Terms & Conditions;
• all other applicable Company policies.

The purpose of this document is to provide transparency regarding earnings-related representations and to assist users in making informed decisions.

2. Purpose of Income Disclosure

The purpose of this Income Disclosure Statement is to explain how earnings information should be interpreted. Talent Stream may from time to time provide:

• commission examples;
• bonus illustrations;
• compensation plan calculations;
• educational examples;
• hypothetical scenarios;
• performance statistics.

Such information is intended solely to explain the operation of the Compensation Plan and should not be interpreted as a promise, guarantee, or prediction of earnings.

3. No Typical Earnings Representation

Talent Stream does not represent that any specific level of earnings is typical. No participant should assume that:

• examples shown are typical;
• results achieved by others are likely to be achieved personally;
• commissions earned by one Affiliate will be duplicated by another Affiliate.

Individual results vary significantly. Many participants may earn modest commissions or no commissions at all. Success depends on numerous factors that differ from one participant to another.

4. Factors Influencing Earnings

Potential earnings may be influenced by factors including:

• time invested;
• effort applied;
• leadership ability;
• communication skills;
• business experience;
• consistency of activity;
• customer acquisition;
• market conditions;
• geographic location;
• economic conditions;
• compliance with Company policies;
• individual goals and objectives.

Because these factors vary widely, Talent Stream cannot predict or guarantee any participant’s earnings.

5. Income Statistics and Examples

Any income statistics, commission examples, bonus calculations, compensation illustrations, charts, graphs, testimonials, success stories, projections, or hypothetical scenarios presented by Talent Stream are provided solely for educational and explanatory purposes.

Such examples:

• do not represent typical results;
• do not guarantee future earnings;
• do not constitute promises of income;
• do not predict individual outcomes.

Any examples provided are intended solely to explain the operation of the Compensation Plan and should not be interpreted as expected or likely results. Participants should not rely on examples presented by the Company or its Affiliates as indicators of future performance.

6. No Guaranteed Results

Talent Stream does not guarantee that any participant will:

• earn commissions;
• receive bonuses;
• achieve specific income levels;
• qualify for incentive programs;
• build a successful organization;
• achieve financial independence;
• achieve any particular business outcome.

All participation is voluntary and results depend upon numerous factors outside the Company’s control. No statement made by the Company, its Affiliates, employees, contractors, speakers, trainers, presenters, or AI systems should be interpreted as a guarantee of future performance.

7. Independent Evaluation

Each participant is solely responsible for evaluating:

• the Affiliate Program;
• the Compensation Plan;
• associated risks;
• personal financial circumstances;
• legal and tax implications;
• suitability of participation.

Participants are encouraged to seek independent professional advice from qualified legal, accounting, tax, or financial advisors before making business decisions. Talent Stream does not provide investment, legal, accounting, tax, or financial advice.

Compensation Plan Disclaimer

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---

1. INTRODUCTION

This Compensation Plan Disclaimer (“Disclaimer”) applies to all Compensation Plans, Affiliate Programs, commission structures, bonus programs, incentive programs, token programs, pool distributions, rewards, and promotional programs offered by Talent Stream Club.

Talent Stream Club is operated by Online Filarmonica LLC. This Disclaimer should be read together with:

• Affiliate Agreement;
• Earnings Disclaimer;
• Income Disclosure Statement;
• Terms & Conditions;
• all other applicable Company policies.

The purpose of this Disclaimer is to clarify the nature of the Compensation Plan and the limitations associated with participation.

2. PURPOSE OF THE COMPENSATION PLAN

The Compensation Plan is designed solely to explain how commissions, bonuses, incentives, pools, rewards, and other compensation opportunities may be calculated and distributed.

The Compensation Plan is intended for educational and operational purposes only.

Nothing contained within the Compensation Plan shall be interpreted as:

• a guarantee of earnings;
• a promise of income;
• a prediction of results;
• a contractual guarantee of compensation;
• a representation of typical earnings.

Participation in the Compensation Plan does not ensure financial success or income generation.

3. NO EARNINGS GUARANTEE

Talent Stream makes no guarantee that any participant will:

• earn commissions;
• receive bonuses;
• qualify for pools;
• accumulate rewards;
• achieve any specific income level;
• achieve financial independence;
• achieve any particular business result.

Any earnings opportunities described within the Compensation Plan are dependent upon numerous factors outside the Company’s control.

Actual results vary significantly among participants.

4. COMPENSATION PLAN MODIFICATIONS

Talent Stream reserves the right to modify, amend, update, suspend, replace, or discontinue any aspect of the Compensation Plan at any time.

This may include changes to:

• commission percentages;
• bonus structures;
• qualification requirements;
• pool distributions;
• token programs;
• membership requirements;
• compensation formulas;
• promotional incentives;
• eligibility rules.

Any changes shall become effective upon publication or other notice provided by the Company.

Continued participation following implementation of changes constitutes acceptance of the revised Compensation Plan.

5. COMMISSION QUALIFICATION RULES

Commissions, bonuses, incentives, pools, rewards, and other forms of compensation are payable only when all applicable qualification requirements have been satisfied.

The Company reserves the right to:

• verify eligibility;
• audit qualification status;
• review account activity;
• investigate irregular transactions;
• delay payments pending review;
• deny compensation obtained through policy violations.

Qualification for compensation may depend upon:

• membership status;
• account standing;
• compliance with Company policies;
• program requirements;
• verification procedures;
• applicable legal requirements.

Failure to maintain qualification requirements may result in loss of eligibility for compensation.

6. BONUS AND INCENTIVE PROGRAMS

Talent Stream may offer:

• bonus programs;
• leadership incentives;
• promotional campaigns;
• reward programs;
• pool distributions;
• token-based programs;
• special recognition programs.

Participation in such programs is subject to eligibility requirements established by the Company.

The Company reserves the right to:

• modify programs;
• suspend programs;
• replace programs;
• discontinue programs;
• revise qualification criteria.

Nothing contained in any bonus, incentive, token, pool, or reward program shall create a guaranteed right to future participation or compensation.

7. NO VESTED RIGHTS

Participation in the Compensation Plan does not create vested, permanent, transferable, inheritable, or guaranteed rights to:

• commissions;
• bonuses;
• incentives;
• pool participation;
• token programs;
• ranks;
• leadership positions;
• compensation structures.

All compensation opportunities remain subject to:

• Company policies;
• qualification requirements;
• legal compliance;
• program availability.

Nothing in the Compensation Plan shall be interpreted as granting ownership rights in Online Filarmonica LLC, Talent Stream Club, Company assets, intellectual property, revenues, profits, or future business opportunities.

Refund Policy

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1. INTRODUCTION

This Refund Policy (“Policy”) governs refund requests relating to products, services, memberships, subscriptions, digital content, AI services, and Affiliate Program participation offered by Talent Stream Club.

Talent Stream Club is operated by Online Filarmonica LLC. By purchasing, subscribing to, accessing, or using any Talent Stream product or service, users acknowledge and agree to this Refund Policy.

This Policy should be read together with:

• Terms & Conditions;
• Affiliate Agreement;
• Earnings Disclaimer;
• Compensation Plan Disclaimer;
• all other applicable Company policies.

2. DIGITAL PRODUCTS AND SERVICES

Talent Stream primarily provides digital products and services, including but not limited to:

• memberships;
• subscriptions;
• AI services;
• AI-generated content;
• educational materials;
• digital training;
• software access;
• business automation tools;
• affiliate platform access;
• digital downloads;
• online services.

Because digital products are delivered immediately or made accessible upon purchase, special refund limitations may apply.

3. ELIGIBILITY FOR REFUNDS

Refund requests may be considered only under circumstances determined by the Company to be reasonable and consistent with applicable law.

Refund eligibility may depend upon factors including:

• date of purchase;
• type of product or service purchased;
• extent of service usage;
• access to digital content;
• technical delivery status;
• legal requirements.

Refunds are not automatically granted and are reviewed individually.

The Company reserves the right to request supporting information before evaluating any refund request.

4. REFUND REQUEST PROCEDURE

Users seeking a refund must submit a written request to:

Email: contact@talentstream.club
Subject Line: Refund Request

Where applicable, refund requests should include:

• full name;
• account email address;
• order number;
• date of purchase;
• product or service purchased;
• explanation of the request;
• any supporting documentation.

Submission of a refund request does not guarantee approval. Talent Stream may review account activity, service usage, transaction records, and other relevant information when evaluating a request.

5. NON-REFUNDABLE PRODUCTS AND SERVICES

To the maximum extent permitted by applicable law, the following products and services are generally non-refundable once access has been granted, delivered, activated, downloaded, consumed, or used:

• digital memberships;
• subscription access already provided;
• AI-generated content;
• AI service usage;
• educational materials;
• training programs;
• downloadable products;
• software access;
• digital licenses;
• affiliate platform access;
• completed service transactions.

Nothing in this section limits any non-waivable consumer rights provided by applicable law.

6. SUBSCRIPTION CANCELLATIONS

Users may cancel recurring subscriptions at any time through their account settings or by contacting the Company. Cancellation will prevent future recurring charges.

Unless otherwise required by law:

• previously paid subscription fees are non-refundable;
• cancellation does not automatically create refund eligibility;
• access may continue through the remainder of the current billing period.

The Company reserves the right to determine effective cancellation dates consistent with applicable law and payment processor requirements.

7. CHARGEBACKS AND PAYMENT DISPUTES

Users are encouraged to contact Talent Stream before initiating a chargeback, payment dispute, or payment reversal.

Where a chargeback or dispute is initiated, the Company may:

• suspend account access;
• suspend affiliate privileges;
• suspend commission payments;
• restrict future purchases;
• investigate account activity;
• provide supporting transaction records to payment processors.

Fraudulent, abusive, or knowingly inaccurate chargeback requests may result in account restrictions or permanent account termination.

8. ABUSE PREVENTION

Talent Stream reserves the right to deny refund requests where there is evidence of:

• abuse of refund policies;
• repeated refund requests;
• fraudulent activity;
• misuse of services;
• policy violations;
• unauthorized account activity;
• attempts to obtain services without payment.

The Company may investigate refund requests and account activity before making a final determination. Refund decisions shall be made in accordance with Company policies, applicable law, and payment processor requirements.

AI Services Disclaimer

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TALENT STREAM CLUB
Effective Date: 05/31/25
Last Updated: 06/20/26

OPERATED BY:
Online Filarmonica LLC
Washington State, United States
Website: https://talentstream.club
Email: contact@talentstream.club

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1. INTRODUCTION

This AI Services Disclaimer (“Disclaimer”) applies to all artificial intelligence products, services, tools, automations, assistants, generators, and systems made available by Talent Stream Club.

Talent Stream Club is operated by Online Filarmonica LLC. This Disclaimer applies to, including but not limited to:

• Livia AI Assistant;
• AI Landing Builder;
• AI Video Generator;
• AI Social Publisher;
• AI Invitation System;
• AI Communication Tools;
• AI Automation Services;
• future AI-powered products and services.

This Disclaimer should be read together with:

• Terms & Conditions;
• Privacy Policy;
• Acceptable Use Policy;
• all other applicable Company policies.

2. NATURE OF AI SERVICES

Talent Stream provides AI-powered services designed to assist users with communication, education, productivity, content creation, business activities, automation, and related functions.

AI systems generate outputs based upon patterns, algorithms, data processing, machine learning models, user inputs, and other automated processes.

AI-generated responses, recommendations, content, and outputs are automatically generated and may not always be accurate, complete, current, reliable, or suitable for a particular purpose.

Users acknowledge that AI technology is inherently probabilistic and may occasionally produce incorrect, incomplete, misleading, or unexpected results.

3. NO PROFESSIONAL ADVICE

AI-generated content is provided solely for informational, educational, productivity, and assistance purposes.

AI services do not provide:

• legal advice;
• financial advice;
• investment advice;
• accounting advice;
• tax advice;
• medical advice;
• psychological advice;
• professional consulting services.

Users should consult qualified professionals before making decisions involving legal, financial, medical, tax, business, or other professional matters.

No AI-generated output should be relied upon as a substitute for professional advice.

4. AI OUTPUT LIMITATIONS

Talent Stream does not guarantee that AI-generated outputs will be:

• accurate;
• complete;
• error-free;
• current;
• reliable;
• suitable for a specific purpose;
• free from third-party claims.

AI-generated outputs may contain:

• factual inaccuracies;
• omissions;
• outdated information;
• formatting issues;
• interpretation errors;
• unintended content.

Users are responsible for independently reviewing, verifying, editing, and evaluating all AI-generated outputs before relying upon, publishing, distributing, or using such content.

5. USER RESPONSIBILITY

Users are solely responsible for evaluating, reviewing, verifying, and determining the suitability of any AI-generated content, recommendation, response, suggestion, automation, analysis, or output.

Users acknowledge and agree that:

• AI outputs should be independently verified;
• important decisions should not rely solely upon AI-generated content;
• professional advice should be obtained when appropriate;
• use of AI services is undertaken at the user’s own risk.

Talent Stream shall not be responsible for decisions, actions, transactions, communications, publications, or business activities undertaken by users based upon AI-generated outputs.

6. THIRD-PARTY CONTENT AND AI MODELS

Talent Stream may utilize, integrate, license, access, or interact with third-party artificial intelligence technologies, language models, APIs, cloud services, data providers, software components, and related technologies.

Talent Stream does not control all third-party systems used in connection with AI services.

Accordingly, Talent Stream does not guarantee:

• availability of third-party AI systems;
• uninterrupted service;
• compatibility with all devices;
• continued availability of specific AI models;
• accuracy of third-party content.

AI services may evolve over time as technologies, providers, models, and systems change.

7. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Online Filarmonica LLC, Talent Stream Club, its officers, managers, employees, contractors, licensors, affiliates, service providers, and technology partners shall not be liable for:

• inaccuracies in AI-generated content;
• omissions in AI-generated content;
• user reliance on AI outputs;
• business decisions based on AI outputs;
• financial losses;
• investment losses;
• legal consequences;
• regulatory issues;
• reputational damages;
• indirect damages;
• consequential damages;
• incidental damages;
• loss of profits;
• loss of business opportunities.

AI services are provided on an “AS IS” and “AS AVAILABLE” basis.

Talent Stream makes no warranty, express or implied, regarding the accuracy, reliability, availability, performance, or suitability of AI services.

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1. INTRODUCTION

Talent Stream Club (“Talent Stream”), operated by Online Filarmonica LLC, is committed to conducting business in compliance with applicable anti-money laundering laws, regulations, and industry standards.

This Anti-Money Laundering Policy (“AML Policy”) establishes the principles and procedures designed to prevent the use of Talent Stream products, services, memberships, affiliate programs, AI services, and payment systems for unlawful activities.

2. PURPOSE OF AML POLICY

The purpose of this Policy is to:

• prevent money laundering;
• prevent fraud;
• prevent terrorist financing;
• prevent financial crime;
• protect users and affiliates;
• protect payment systems;
• comply with legal obligations;
• maintain the integrity of the Platform.

Talent Stream reserves the right to take reasonable measures to identify and prevent suspicious activities.

3. COMPLIANCE COMMITMENT

Talent Stream is committed to:

• maintaining lawful business operations;
• monitoring payment activities where appropriate;
• cooperating with lawful investigations;
• comply with applicable sanctions laws;
• comply with anti-money laundering requirements;
• maintaining records required by law.

The Company reserves the right to refuse, suspend, restrict, or terminate services where suspicious activity is identified.

4. CUSTOMER DUE DILIGENCE

Talent Stream may implement reasonable customer identification and verification procedures where necessary. The Company may request:

• full legal name;
• date of birth;
• address information;
• government-issued identification;
• proof of identity;
• proof of residence;
• additional verification information.

Failure to provide requested verification information may result in:

• delayed transactions;
• restricted account functionality;
• suspension of services;
• termination of accounts.

5. SUSPICIOUS ACTIVITY MONITORING

Talent Stream reserves the right to monitor transactions, account activity, affiliate activity, and payment behavior for indications of suspicious conduct.

Examples of suspicious activity may include:

• unusual payment patterns;
• multiple accounts operated by the same individual without authorization;
• identity inconsistencies;
• fraudulent payment activity;
• attempts to circumvent Company policies;
• suspicious commission activity;
• use of stolen payment methods;
• activity reasonably believed to involve money laundering or financial crime.

The Company may temporarily suspend transactions, withdrawals, commissions, memberships, or account access while conducting a review.

6. RECORD RETENTION

Talent Stream may retain records related to:

• customer identification;
• account verification;
• transactions;
• payment activity;
• affiliate activity;
• compliance investigations;
• communications related to AML reviews.

Records may be retained for the period required by applicable law, regulatory obligations, legitimate business purposes, or fraud prevention requirements.

7. RESTRICTED PERSONS AND JURISDICTIONS

Talent Stream reserves the right to restrict or prohibit access to its services by:

• individuals subject to sanctions;
• persons listed on government watchlists;
• prohibited organizations;
• persons involved in unlawful activity;
• users located in jurisdictions subject to applicable legal restrictions.

The Company may utilize commercially reasonable screening procedures to identify restricted persons or transactions.

Talent Stream may refuse, suspend, restrict, or terminate services where legal, regulatory, compliance, or risk concerns exist.

KYC Verification Policy

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1. INTRODUCTION

Talent Stream Club (“Talent Stream”), operated by Online Filarmonica LLC, is committed to maintaining a secure and trustworthy platform.

This Know Your Customer Policy (“KYC Policy”) establishes procedures that may be used to verify the identity of users, affiliates, customers, and participants using Talent Stream products and services.

This Policy should be read together with:

• AML Policy;
• Privacy Policy;
• Terms & Conditions;
• Affiliate Agreement;
• all other applicable Company policies.

2. PURPOSE OF KYC VERIFICATION

The purpose of KYC verification is to:

• verify user identity;
• prevent fraud;
• reduce financial crime risks;
• prevent unauthorized account usage;
• maintain platform integrity;
• support regulatory compliance;
• protect users and affiliates.

Talent Stream may apply verification requirements based upon risk, account activity, transaction volume, affiliate participation, or other compliance considerations.

3. IDENTITY VERIFICATION REQUIREMENTS

Talent Stream may request one or more of the following:

• full legal name;
• date of birth;
• residential address;
• email address;
• telephone number;
• government-issued identification;
• proof of residence;
• selfie or identity confirmation;
• additional information reasonably necessary for verification.

The Company reserves the right to determine the documentation required for verification.

4. VERIFICATION PROCEDURES

Verification may occur:

• during registration;
• before access to certain services;
• before commission payments;
• before participation in specific programs;
• during account reviews;
• after suspicious activity is detected.

Talent Stream may utilize manual review procedures, automated verification systems, or third-party verification providers.

The Company reserves the right to approve, deny, suspend, or require additional review of any verification request.

5. ADDITIONAL VERIFICATION REQUESTS

Talent Stream reserves the right to request additional verification information where necessary.

Additional verification may be required when:

• account information changes;
• suspicious activity is detected;
• transaction activity exceeds internal thresholds;
• affiliate commission eligibility is reviewed;
• fraud prevention measures require further verification;
• legal or regulatory obligations apply.

Requested information may include updated identification documents, proof of residence, account ownership verification, or other reasonable supporting documentation.

6. FAILURE TO COMPLETE VERIFICATION

Failure to complete requested verification procedures may result in:

• delayed account approval;
• restricted account functionality;
• suspension of commissions;
• suspension of withdrawals or payments;
• limitation of access to certain services;
• account suspension or termination.

Talent Stream reserves the right to determine whether verification requirements have been satisfactorily completed.

7. DATA PROTECTION

Information collected during verification procedures will be handled in accordance with the Privacy Policy and applicable data protection laws.

Talent Stream implements commercially reasonable safeguards designed to protect verification information against:

• unauthorized access;
• unauthorized disclosure;
• misuse;
• alteration;
• destruction.

Verification information will be retained only for as long as reasonably necessary for compliance, security, fraud prevention, legal obligations, and legitimate business purposes.

Data Processing Agreement (DPA)

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1. INTRODUCTION

This Data Processing Agreement (“DPA”) supplements the Privacy Policy, Terms & Conditions, and other applicable Company policies.

This DPA governs the processing of personal information by Talent Stream Club, operated by Online Filarmonica LLC, in connection with the services provided through the Platform.

This Agreement is intended to address applicable data protection requirements, including GDPR and similar privacy regulations where applicable.

2. DEFINITIONS

For purposes of this DPA:

“Personal Data” means information relating to an identified or identifiable natural person.

“Processing” means any operation performed on Personal Data, including collection, storage, use, disclosure, transfer, deletion, or destruction.

“Data Subject” means the individual to whom Personal Data relates.

“Controller” means the entity that determines the purposes and means of processing Personal Data.

“Processor” means the entity processing Personal Data on behalf of a Controller.

3. ROLES OF THE PARTIES

Depending upon the nature of the services provided:

• Talent Stream may act as a Controller;
• Talent Stream may act as a Processor;
• users may act as Controllers of their own data;
• users may act as Controllers of data submitted through Platform services.

The specific role of each party depends upon the circumstances and applicable law.

4. PROCESSING INSTRUCTIONS

Talent Stream processes Personal Data only:

• to provide requested services;
• to operate the Platform;
• to fulfill contractual obligations;
• to comply with legal requirements;
• pursuant to user instructions where applicable.

Talent Stream shall not process Personal Data for purposes inconsistent with applicable law or this Agreement.

5. SECURITY MEASURES

Talent Stream implements commercially reasonable administrative, technical, and organizational measures designed to protect Personal Data against:

• unauthorized access;
• unauthorized disclosure;
• misuse;
• alteration;
• destruction;
• accidental loss.

Security measures may include:

• authentication controls;
• access restrictions;
• encryption where appropriate;
• monitoring systems;
• security assessments;
• incident response procedures.

6. SUBPROCESSORS

Talent Stream may engage third-party service providers (“Subprocessors”) to assist with service delivery.

Examples may include providers of:

• cloud hosting;
• payment processing;
• analytics;
• customer support;
• communication services;
• security services;
• infrastructure services.

Talent Stream shall take reasonable steps to ensure that Subprocessors are subject to appropriate confidentiality and data protection obligations.

7. INTERNATIONAL TRANSFERS

Personal Data may be transferred to, processed in, or stored in countries outside the jurisdiction in which it was originally collected.

Where required by applicable law, Talent Stream shall implement reasonable safeguards designed to support lawful international transfers of Personal Data.

Users acknowledge that the Platform operates internationally and that data transfers may be necessary for service delivery.

8. DATA BREACH NOTIFICATION

In the event of a Personal Data breach, Talent Stream will take reasonable steps to:

• investigate the incident;
• contain and mitigate potential harm;
• preserve relevant records;
• comply with applicable legal obligations;
• provide notifications where required by law.

The timing and scope of notifications shall be determined in accordance with applicable legal and regulatory requirements.

9. DATA SUBJECT REQUESTS

Where required by applicable law, Talent Stream will take reasonable steps to assist in responding to lawful requests from Data Subjects.

Such requests may include:

• access requests;
• correction requests;
• deletion requests;
• portability requests;
• restriction requests;
• objections to processing.

Talent Stream may require reasonable identity verification before processing requests involving Personal Data.

10. DATA RETENTION AND DELETION

Talent Stream shall retain Personal Data only for as long as reasonably necessary for:

• service delivery;
• contractual obligations;
• legal compliance;
• fraud prevention;
• dispute resolution;
• security purposes;
• legitimate business operations.

Upon expiration of applicable retention periods, Personal Data may be deleted, anonymized, archived, or otherwise disposed of in accordance with applicable law and Company policies.

Where legally required, Talent Stream will take reasonable steps to facilitate deletion requests submitted by Data Subjects.

GDPR Addendum

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1. INTRODUCTION

This GDPR Addendum supplements the Talent Stream Privacy Policy and applies to users located within the European Economic Area (“EEA”), the United Kingdom, Switzerland, and other jurisdictions that provide substantially similar privacy rights.

Talent Stream Club is operated by Online Filarmonica LLC. This Addendum explains how personal information is processed in accordance with the General Data Protection Regulation (“GDPR”) and related data protection laws.

2. GDPR SCOPE

This Addendum applies to personal information collected, processed, stored, transferred, or otherwise handled by Talent Stream in connection with:

• websites;
• AI services;
• affiliate programs;
• memberships;
• subscriptions;
• educational services;
• mobile applications;
• communication systems;
• related products and services.

3. LEGAL BASIS FOR PROCESSING

Talent Stream may process personal information based upon one or more of the following legal bases:

• user consent;
• performance of a contract;
• compliance with legal obligations;
• protection of legitimate interests;
• protection of vital interests;
• other lawful grounds permitted under applicable law.

Where consent is relied upon, users may withdraw consent at any time, subject to legal and contractual limitations.

4. DATA SUBJECT RIGHTS

Subject to applicable law, users may have the right to:

• access personal information;
• correct inaccurate information;
• request deletion of information;
• restrict processing;
• object to processing;
• request portability of information;
• withdraw consent;
• lodge a complaint with a supervisory authority.

Talent Stream will respond to qualifying requests in accordance with applicable law.

5. INTERNATIONAL DATA TRANSFERS

Talent Stream operates primarily from the United States. Personal information may be transferred to, processed in, or stored in jurisdictions outside the European Economic Area, including the United States.

Where required by applicable law, Talent Stream will implement reasonable safeguards intended to support lawful international data transfers, including contractual, technical, organizational, or other measures permitted under applicable law.

By using the Platform, users acknowledge that international transfers may occur in connection with service delivery.

6. DATA RETENTION

Talent Stream retains personal information only for as long as reasonably necessary for:

• providing services;
• fulfilling contractual obligations;
• legal compliance;
• fraud prevention;
• dispute resolution;
• security purposes;
• legitimate business operations.

When information is no longer required, Talent Stream will take reasonable steps to delete, anonymize, or securely dispose of such information.

7. SECURITY MEASURES

Talent Stream implements commercially reasonable administrative, technical, and organizational measures designed to protect personal information.

Such measures may include:

• access controls;
• authentication procedures;
• encryption where appropriate;
• monitoring systems;
• security reviews;
• incident response procedures.

No system can guarantee absolute security, and users acknowledge the inherent risks associated with internetbased services.

8. DATA BREACH PROCEDURES

In the event of a personal data breach, Talent Stream will take reasonable steps to:

• investigate the incident;
• mitigate potential harm;
• preserve relevant evidence;
• comply with applicable legal obligations;
• notify affected individuals or authorities where required by law.

Notification timing and procedures shall be determined in accordance with applicable legal and regulatory requirements.

9. SUPERVISORY AUTHORITIES

Users located within the European Economic Area, the United Kingdom, Switzerland, or other applicable jurisdictions may have the right to lodge complaints with an appropriate supervisory authority if they believe their personal information has been processed in violation of applicable data protection laws.

Talent Stream encourages users to contact the Company first so that concerns may be reviewed and addressed whenever reasonably possible.

10. EXERCISING GDPR RIGHTS

Users wishing to exercise GDPR-related rights may submit requests to Talent Stream.

Requests may include:

• access requests;
• correction requests;
• deletion requests;
• portability requests;
• restriction requests;
• objections to processing;
• withdrawal of consent.

Talent Stream may request reasonable identity verification before processing certain requests.

The Company will review and respond to qualifying requests within the timeframes required by applicable law.

ENTIRE ADDENDUM

This GDPR Addendum supplements the Talent Stream Privacy Policy and applies only where GDPR or substantially similar privacy laws apply.

In the event of a conflict between this Addendum and the Privacy Policy regarding GDPR matters, this Addendum shall control to the extent required by applicable law.

California Privacy Addendum

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1. INTRODUCTION

This California Privacy Addendum supplements the Talent Stream Privacy Policy and applies to California residents whose personal information is collected, processed, stored, disclosed, or otherwise handled by Talent Stream Club. Talent Stream Club is operated by Online Filarmonica LLC. This Addendum is intended to address rights provided under the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), and other applicable California privacy laws.

2. CALIFORNIA PRIVACY RIGHTS

Subject to applicable law, California residents may have the right to:

• know what personal information is collected;
• know how personal information is used;
• know whether personal information is disclosed;
• request correction of inaccurate information;
• request deletion of personal information;
• limit certain uses of personal information;
• access specific categories of collected information.

Talent Stream will respond to qualifying requests in accordance with applicable law.

3. CATEGORIES OF INFORMATION COLLECTED

Talent Stream may collect categories of information including:

• identifiers;
• contact information;
• account information;
• transaction information;
• technical information;
• device information;
• usage information;
• affiliate activity information;
• communications submitted through the Platform.

The categories of information collected may vary depending upon the services used.

4. USE OF PERSONAL INFORMATION

Personal information may be used for:

• service delivery;
• account administration;
• payment processing;
• affiliate program administration;
• customer support;
• fraud prevention;
• security purposes;
• legal compliance;
• platform improvement;
• communication with users.

Talent Stream does not sell personal information.

5. CALIFORNIA CONSUMER REQUESTS

California residents may submit qualifying requests concerning their personal information. Such requests may include:

• requests to access information;
• requests to know categories of collected information;
• requests to know categories of disclosed information;
• requests to correct information;
• requests to delete information;
• requests related to applicable privacy rights.

Talent Stream may require reasonable identity verification before processing requests. The Company will review and respond to qualifying requests within the timeframes required by applicable law.

6. NON-DISCRIMINATION RIGHTS

Talent Stream will not discriminate against users for exercising privacy rights provided under applicable California law. Subject to applicable law, users will not be denied services, charged different prices, provided a different quality of service, or otherwise penalized solely because they exercised privacy rights.

Nothing in this section limits the Company’s ability to take actions permitted by law, including actions necessary to prevent fraud, abuse, security threats, or policy violations.

7. RELATIONSHIP TO PRIVACY POLICY

This California Privacy Addendum supplements the Talent Stream Privacy Policy. In the event of a conflict between this Addendum and the Privacy Policy regarding California privacy rights, this Addendum shall govern to the extent required by applicable law. All other provisions of the Privacy Policy remain in full force and effect.